Dr. Mufti Khalil Ahmed Aazami is a Shari’ah Scholar with over 20 years of extensive and diverse experience in Research, Islamic Finance, Banking, Takaful, and Islamic Sciences. He completed his Aalamia, from Jamia Darul Uloom Karachi, followed by 3 years of Fatwa and research training under Mufti Taqi Usmani. He also earned a Doctorate in Islamic Jurisprudence from Karachi University.

Dr. Aazami serves on the Shari’ah boards of Bank Alfalah, National Bank of Pakistan, and Faysal Bank. He is also the Sharia Advisor for Alfalah Insurance – Window Takaful Operations and a member of the AAOIFI sub-committee, and various committees of the State Bank of Pakistan and the Securities & Exchange Commission of Pakistan.

Mufti Najeeb Khan, an expert in Islamic Finance, holds a Takhassus degree from Jamia Darul Uloom, Karachi. He serves on the Shariah advisory boards of Bank Al Makramah (Formerly Summit), Faysal Bank, and UBL Islamic Funds. Additionally, he has been a member of various supervisory and advisory boards of SECP, SBP, Government of Sindh, ICAP, PSQCR, and several financial institutions in Australia.

He is an educationalist and trainer affiliated with NIBAF, IDB, IBA, LUMS, UoK, and OIC’s Halal Committee and is also serving as the Principal of Hira Foundation School. He is a member of the advisory board for designing Islamic School curriculums – Ummah Relief International – U.S.A, Lecturer – U.M.M.A Centre, Victoria, Australia, Lecturer – Islamic Centre, Monash University, Australia and Senior Member of Majlis Ulama – Australia.

Dr Zeeshan started his career as a Management Consultant at Fergusons Associates in 1995 where he worked on a number of projects like financial forecasting, proposing tariff structure, designing financial reporting and internal control systems, financial analysis and financial systems re-engineering. He has taught Finance & Accounting courses, MBA and Undergraduate Programmes at various reputed institutions like IBA, Suleman Dawood School of Business, LUMS, and Mississippi State University, USA. His research interests include Earnings Management, Privatisation, Financial Intermediation and Islamic Finance.

Usama Ehsan – a passionate teacher and a professional Shariah & Ethical Finance Advisor. At Safwa, he is the Managing Partner as well as the Shariah Board Member at Bank Alfalah, Funding Souq (UAE) and Sharia Advisor for Oraan. With a Master’s in Arabic and Islamic studies from Darul Uloom Karachi, and an intensive fatwa training under the supervision of Justice (retd.) Mufti Taqi Usmani. Mr. Usama has further strengthened his Islamic Knowledge with an MBA and certification in Shariah Advisory and Audit from AAOIFI. Currently, he’s also sharing his expertise by teaching at educational institutions and delivering training through NIBAF and IBA-CEIF.